As you know, armyworms have devastated many crops in Ontario. The main crops affected are forages, corn and cereals. Unlike the crop insurance plans for corn and cereal crops, the forage rainfall crop insurance plan for existing forage stands does not provide coverage for this type of crop damage.
The forage rainfall crop insurance plan offered to Ontario farmers provides protection against a shortfall of moisture during the growing season. A pilot program is also currently available under this plan that provides protection against excessive rainfall during a harvest period. A moisture shortfall can result in a lower harvested volume of forage. Therefore a forage insurance payout provides farmers with needed financial assistance to purchase substitute feed. Similarly, excessive rainfall during the harvest period can lessen the feed value of the crop and result in the need to purchase substitute feed.